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The Lumbee Tribe us dedicated to our culture, traditions and history. We offer many services to our nation. Lumbee Tribe of N.C. honors former Lt. Governor Jefferson E. Keel of the Chickasaw Nation Federal Recognition Step Photo 2025 New Construction Lumbee Tribe of N.C. honors former Lt. Governor Jefferson E. Keel of the Chickasaw Nation 1/66 Welcome to the Lumbee Tribe of North Carolina Culture. Tradition. History. Welcome to the Lumbee Tribe of N.C. We are the People of the Dark Water. Our Lumbee Tribal Territory is located in Southeastern North Carolina in Robeson, Hoke, Cumberland, and Scotland Counties. The Lumbee People are known for their entrepreneurial spirit and their focus on education. We welcome you to visit our homeland. Lumbee Tribal Citizens, we hope you register through the Lumbee Member Portal, if you have not done so already, to stay engaged, connected, as well as apply and/or check the status of services available to you. Our tribal website list information and staff details for available services for your families which include, but are not limited to Tribal Support Services, Emergency Rental Assistance, Housing services for families and college students, Enrollment assistance, Energy assistance, Transitional Housing Services, Youth Services, Vocational Rehabilitation Services, Veteran Services, Youth Services through Project Create and much more. If you have questions, please reach out to our staff. We are here to help. Also, our Lumbee Tribal Enrollment Office is now open late on Monday afternoons to better assist you. The main number for the Lumbee Housing Complex is 910.521.7861. As always, I am thankful for this opportunity to serve as your chairman. Chairman Monthly Update Official Merchandise Store Scholarship Application 2026 General Legal Counsel Services RFP July 2026 Tribal Council Calendar Lumbee Member Portal TC Business Agenda 7/14/26 LTNC Federally Recognized Press Release Lumbee Today Newsletter Letter from Speaker Baker 2025 Accomplishments 2026 Fed Rec Events Strike at the Wind! Drama Press Release Tribal Gala: 12/12/26 Powwow: Sept. 25 - 27

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Section 184 Loan Guarantee Program The Lumbee Tribe of North Carolina does not administer the Section 184 loan at this time, but can offer information about the program and make referrals to possible lending agencies. Tribal staff assists housing applicants in accessing and/or applying for resources, including applicable federal, state, and tribal programs. In addition to making referrals to lending institutions, tribal staff may promote leveraging with the Lumbee Tribe’s Down Payment Assistance Program or with other agencies (i.e., North Carolina Indian Housing Authority). Frequently Asked Questions Frequently Asked Questions (FAQs) about the Section 184 Loan 1. What is the Section 184 Loan Guarantee Program? The Section 184 Loan Guarantee Program was created by the Housing and Community Development Act of 1992 to address the lack of mortgage lending in Indian Country. The Section 184 Loan Guarantee Program offers a loan guarantee to private sector lenders who make mortgage loans to eligible borrowers for homes located in Indian Country. 2. What are the some of the advantages of the Section 184 Loan Guarantee Program? Low down payment Fixed interest rate Eligibility to refinance existing loans 3. Who can participate in the Section 184 Loan Guarantee Program? In order to participate in the Section 184 Loan Program as a member of the Lumbee Tribe of North Carolina, tribal members must be currently enrolled and must use the loan within the area of the State of No rth Carolina. 4. May I apply for the Down Payment Assistance Program and the Section 184 Loan Guarantee Program? Yes. However, you may not apply for both Down Payment Assistance and Homeownership. 5. Are 184 Loans interest free? No, fixed interest rates are applied by the participating lender. 6. Do I have to build a house with this program or may I buy an existing house? You may use the Section 184 Loan for new construction, rehabilitation, or purchase of an existing house. 7. Is there a credit check with the Section 184 Loan Program? Yes, participating lenders will determine credit worthiness in the same manner as usual for other prospective home buyers. More Information For more information on the Section 184 Loan you may visit the following websites: Lumbee Guaranty Bank US Dept. of Housing and Urban Development 1st Tribal Lending Bank 2 First Time Homebuyers for Military Families For local inquiries, you may contact Lumbee Guaranty Bank at 910.521.9707. First Time Homebuyers for Military Families Kathy Locklear Financial Education/Housing Manager Phone: 910.522.5479 E-mail: klocklear@lumbeetribe.com

Location: 6984 NC Hwy 711 West Pembroke, NC 28372 Pembroke Boys and Girls Club behind Turtle Building DISCLAIMER: Please e-mail cultureclass@lumbeetribe.com if you need to cancel your scheduled session. For more information, please dial 910-522-5474

Fresh from the field, straight to your table! The Lumbee Tribe Agriculture & Natural Resources Department invites all farmers to be a vendor at the first ever Lumbee Farmers Market Saturday, July 18, 2026 at the Lumbee Tribe Housing Complex from 8 am - 1 pm. To register to be a vendor, call 910.384.7660. Come out, shop fresh, and experience all that the Lumbee Farmers Market has to offer! From garden-fresh fruits and vegetables to homemade goods and handcrafted items, there’s something for everyone. Meet our local growers, connect with friends and neighbors, and take home the freshest flavors of the season while supporting local agriculture. Bring your family, invite a friend, and make plans to spend the day with us.

The performance of “Strike at the Wind!” Outdoor Drama is cancelled for tonight, Friday, July 10, 2026 due to severe weather conditions. Guest with tickets for tonight, may return on Saturday. Your tickets will be honored at the Saturday night performance.

Mark your calendars for the annual Lumbee Tribe Dance of the Harvest Moon Powwow. The 2026 Dance of the Harvest Moon Powwow is set for September 25 - 27, 2026 at the Lumbee Tribe Cultural Center on Terry Sanford Drive in Maxton, NC. Whether you are dancing, singing, or visiting, we can’t wait to see you! More details coming soon. This powwow is going to be the one YOU will want to attend!