New Construction Program



The Lumbee Tribe offers New Construction to low-income families who potentially would not be eligible for conventional loans through a lending institution. The homeownership program is for qualified first time homeowners. The Lumbee Tribe will construct the home and act as the lender. Homes may be built on the owner’s land, or in a tribal subdivision. The New Construction program operates on a first-come, first-serve basis; therefore, there is a waiting list.


To Apply, the applicant …


  •  Must have an annual family income which is sufficient to pay administration fees, utilities and upkeep costs;

  •  Must have the potential for maintaining at least their current income level based on the national median income guidelines;

  •  Must be a first-time homeowner;

  •  Must be an enrolled Lumbee;

  •  Must be below 40% to 80% of the national median income; and

  •  Must have an approved criminal background.


The applicant may not have received prior housing assistance from the Lumbee Tribe or any other governmental housing agency for construction of a new house, and must be willing and able to meet all obligations of the Homeownership Program. 

New Construction Staff

David McGirt, New Construction Manager

Phone: 910.522.5191



Scott Ransom, New Construction Coordinator

Phone: 910.522.2214


Kevin Locklear, HVAC Technician

Phone: 910.521.7861



Greg Chavis, New Construction Coordinator

Phone: 910.521.7861



Loretta Jones, New Construction Specialist

Phone: 910.522.2225


Patrick Hunt, Cost Analyst
Phone: 522.2203





© 2019 ~ All rights reserved ~ The official website of the Lumbee Tribe of North Carolina

6984 NC Hwy 711 West PO Box 2709 Pembroke, NC 28372 ~ 910.521.7861 or 1.855.801.9738