The Lumbee Tribe of North Carolina's Homeownership Program accepts applications from November until the end of January.

To apply for the Homeownership Program, the applicant:

• Must have an annual family income which is sufficient to pay administration fees, utilities, and upkeep costs;
• Must have the potential for maintaining at least their current income level based on the national median income guidelines;
• Must be a first time homebuyer;
• Must be an enrolled Lumbee;
• Must be within 40 to 80% of the national median income;
• Must have a clear title to land prior to being approved for a home; and
• Must have approved criminal record.

The applicant may not have also obtained prior housing assistance from the Lumbee Tribe or any other governmental housing agency for construction of a new house, and must be willing and able to meet all obligations of the Homeownership Program.

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